Retirement Quick Links --
VIEW YOUR ACCOUNT To View your account, please follow the link.
RISK QUIZ To take a quiz to determine how to invest, please follow the link
Welfare/125 Quick Links --
VIEW YOUR ACCOUNT To View your account, please follow the link.
ACTIVATE YOUR CARD In order to activate your BennyCard, please follow the link.
Compliance
Retirement plans are part of an ever changing landscape. For this reason it is important to contract with a knowledgeable expert to oversee and evaluate your plan to verify that all of the various laws and regulations are followed. APA performs all of the required testing, including cross-testing both inside a single plan and in combination with defined benefit plans. Since APA Benefits has such a long history, we have been able to develop the knowledge and skills to keep your plan in compliance and to provide you with trusted advise.
All of the following are actions that we perform for our clients:
· Preparation and filing of signature ready IRS Form 5500
· 401k Actual Deferral Percentage Testing (ADP)
· 401m Actual Contribution Percentage Testing (ACP).
· 416 Top Heavy Testing
· 415 Annual Additions Limits
· 404 Maximum Deductible Contributions
· 401a (4) Compliance
· Identification of required distributions under 401a (9)
· 402g limits on 401k deferrals
· Preparation of Summary Annual Reports
· Processing of plan distributions to include 1099R filings
· Track vesting and forfeitures
· Allocate/Calculate Employer contributions
· QDRO review and processing